Conventional loans are mortgage loans that are not insured by the government. These type of home loans have better rates, terms, and lower fees than other loans but they require the borrower to have good-to-excellent credit, a down payment, and reliable monthly income. We will help you decide if this is the type of loan you need and if so, we will begin the process of getting you the help you deserve. For more information about our mortgage broker services, contact South Towne Mortgage.